Who we are
This website is operated by Larry Salaets, doing business as Global Loan Broker. For privacy questions, contact us at info@globalloanbroker.com or (712) 230-1473. As a loan broker, we may receive nonpublic personal information in connection with a financing inquiry. This notice is intended to be consistent with the spirit of the Gramm-Leach-Bliley Act (GLBA) and its implementing Privacy Rule and Safeguards Rule, as applicable.
Information we collect
We may collect:
- Identifiers and contact details you provide, such as your name, email address, telephone number, and the location of a project.
- Project and financial information you choose to send, such as project type, a requested loan or capital amount, property details, and a brief description. Please do not send passwords, full Social Security numbers, or complete account numbers in an initial website inquiry.
- Communications with us by email, telephone, or mail.
- Limited technical data that your browser may send automatically if our hosting provider’s logs record it, such as IP address, browser type, and pages requested. This site is not configured with advertising or analytics cookies. If a future form or hosting service sets a strictly necessary cookie (for example, to submit a form or protect against spam), that cookie is used only for that purpose.
How we use information
We use personal information to:
- Respond to your inquiry and evaluate whether a project may be packaged for a direct lender or equity provider.
- Communicate with you by email or telephone about your inquiry, as you have agreed on the contact form or otherwise requested.
- Prepare an underwriting or introduction package, and, with your direction, share relevant project information with a direct capital provider.
- Maintain business records, improve the website, and comply with law, including licensing, anti-money-laundering, and bookkeeping obligations.
We do not sell personal information, and we do not share it with unaffiliated third parties for those parties’ independent marketing.
How we share information
We may share information:
- With direct lenders, equity providers, agencies, or other capital sources that you authorize us to contact about your project, to the extent needed to make an introduction or complete a package.
- With service providers who support our operations (for example, email, domain, hosting, or a form-delivery service such as Formspree), under a duty to protect the information and use it only for that service.
- When required or permitted by law, including to regulators (such as the Texas Department of Savings and Mortgage Lending or NMLS), in response to a valid legal process, or to protect rights, safety, or property.
- In connection with a proposed sale or reorganization of the practice, subject to appropriate confidentiality protections.
Telephone, email, and text messages
If you submit a telephone number on our contact form and provide the requested consent, we may call you or leave a voicemail about your inquiry. Consent is not required to inquire, and it is not a condition of any service or of obtaining a loan. We will not send text or SMS messages without your separate, express written consent. You may tell us at any time that you do not wish to be called about marketing; we may still contact you as needed about a request you have already made, as permitted by law.
Safeguards and retention
We use reasonable administrative, technical, and physical safeguards designed to protect nonpublic personal information. No method of transmission or storage is completely secure. We retain information for as long as needed to provide the requested service, to maintain required business and licensing records, and as otherwise required or permitted by law, after which we dispose of it in a reasonably secure manner.
Your choices
You may request access to, or correction of, contact information we hold, or ask us to limit certain sharing that is not required to complete a transaction you have requested, by emailing or calling us. We may need to verify your request. Residents of certain states may have additional rights under state law; we will consider such requests in accordance with applicable law. This site is not directed to children under 13, and we do not knowingly collect information from children.
Third-party links
This website links to official resources such as NMLS Consumer Access and the Texas Department of Savings and Mortgage Lending. Their privacy practices are their own.
Changes
We may update this policy from time to time. The effective date will be revised when we do. Continued use of the website after an update constitutes acceptance of the revised policy.